Surprises are a constant companion of life. Some of them are good, like birthdays and weddings. Others are unpleasant, like sudden ailments and accidents.

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

Looking for the most affordable life insurance and a policy that’s easy to understand? Take a look at term life insurance Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the ...

A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Life insurance is designed to provide financial protection for your chosen beneficiaries. Term life insurance is generally affordable with coverage lasting 10 to 30 years, while permanent life ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, and fixed for the duration of the policy. This kind of cover, with its ...