My wife is 76, born in 1948. She retired at full retirement age and currently collects $1,076 per month. I will be retiring and start collecting at 70 this year (I was born in 1954). When I collect $4,

Millions of married and divorced Americans are eligible for Social Security spousal benefits — but most never claim them. Here's how to know if you qualify, plus tips for timing your claim strategically.

You're allowed to claim Social Security as early as 62, but doing it so early reduces your checks by 5/9 of 1% per month for up to 36 months and then 5/12 of 1% per month thereafter. If your FRA is 67, you shrink your benefit by 30% when you claim right away at 62.

If you are currently receiving Social Security Disability Insurance (SSDI) benefits, it is natural to wonder what will happen to your financial assistance once you reach full retir

Social Security benefits are a critical source of income for many people. Unfortunately, some of the individuals who are reliant on benefits may soon find themselves facing one of the biggest benefit cuts in history.

The maximum taxable earnings are the amounts of income subject to Social Security payroll taxes in a given year. In 2025, it's $176,100. This will rise to $184,500 in 2026. This is often the step that bars people from taking home the max benefit. The average person simply doesn't make enough to do this.

U.S. citizens are eligible for Social Security benefits while they retire overseas. But research how you’ll be taxed and how exchange rates will affect you in your new home country before you make the big move.