It’s easier to get a policy than it had been in the past, and knowing some key steps can help the process go smoothly ...

If the thought of a medical exam has you hesitating to buy a life insurance policy, let us introduce you to no-exam life insurance. If you’re young and healthy, you likely qualify for a policy with no ...

We break down the pros and cons to help you decide if this coverage is worth the cost ...

Variable life insurance is a type of permanent life insurance that provides lifelong coverage and includes an investment component that allows the cash value to grow over time. It offers a way to ...

If you’re like most people, you don’t have enough life insurance coverage to protect your loved ones. In fact, LIMRA reported that 102 million Americans are uninsured or underinsured. Among the most ...

Life insurance is designed to provide a death benefit to your loved ones after you pass away. Certain policies can also ...

If you're shopping for life insurance, a term life policy may be the right fit: Usually, it's the most affordable option and it provides coverage for a set number of years. So, for example, you'll be ...

A life insurance policy loan uses your policy's cash value as collateral. Learn the benefits and how it offers flexible repayment options without the need for approval.

Life insurance policyholders agree to make regular payments to insurance companies in exchange for a guaranteed death benefit. That benefit is paid to the policyholder’s beneficiaries if the ...

It indicates an expandable section or menu, or sometimes previous / next navigation options. What is cash value? Types of cash value life insurance Benefits of cash value life insurance Considerations ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Zander is an independent insurance agency that lets ...

Universal life insurance is a type of permanent life insurance that stays in place as long as you continue to pay premiums. Unlike whole life insurance, an investment savings element and policyholders ...