Joint life insurance policies cover two people with one policy and one death benefit. Premiums are lower than buying two separate life insurance policies. Second-to-die policies are the most common ...

How to choose a policy that provides lifelong coverage and often a cash value feature Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

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A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

Key man insurance is a type of life insurance policy that companies purchase on the life of a founder, owner or critical employee. It’s also called key person or key employee insurance. Key man ...

In the insurance industry, an annual dividend is a yearly payment given by an insurance company to a policyholder.