Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to protect your credit score.

For more than a decade, Americans watched their credit scores climb steadily upward, a reassuring sign of improving financial health following the Great Recession. However, it appears the streak has ...

Some people doggedly pursue a perfect credit score: an 850. But they shouldn't. In this stock image, a bullseye is pictured. Getty Images April 13, 2014— -- There are some people in life for whom ...

New York (CNN) — Credit scores are falling at the fastest pace since the Great Recession as Americans struggle to keep up with the high cost of living and the return of student debt payments. The ...

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

A drop in your credit score can sometimes be surprising, especially when you pay your bills on time, use your credit card wisely, and avoid risky loans. Yet, your score still drops slightly every few ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

Bad-credit business loans allow you to get funding with a lower credit score, but be prepared to pay higher costs Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer ...

Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.